Talk with Renee

Understanding Insurance and Fees

Here's everything you need to know about our insurance policies and fees. From accepted insurance providers to payment methods, we've got you covered.

Accepted Insurance Providers

We accept a bunch of different providers. Not sure if yours is on the list? No worries, just reach out and we'll figure it out together. And remember, coverage can vary so it's always a good idea to double-check with your own provider.

At Talk with Renee, we believe that everyone deserves access to quality care, no matter what. That's why we're proud to accept a diverse range of insurance providers. We've partnered with these companies with the goal of making sure you can get the help you need, without the stress of financial strain. Our list of accepted insurance providers includes:

  • Aetna
  • Cigna and Evernorth
  • Medicaid
  • Optum
  • Oscar Health
  • UnitedHealthcare UHC | UBH

If you don't see your insurance provider listed, don't worry! We're here to help. Please get in touch with us and we'll do everything we can to assist you. We understand that navigating the world of insurance can be tricky, so our team is always ready to provide guidance and support. Your access to care is our top priority.

How to find out if you qualify for insurance reimbursement?

Navigating through the complexities of insurance coverage can be challenging. At Talk with Renee, we're here to help. The process of determining if you qualify for insurance reimbursement involves understanding your policy details, including mental health benefits and out-of-network provisions.

  • Call your insurance company

    Reach out to your insurance provider to inquire about your coverage. Your insurance card often has a customer service number on the back which you can call for information.

  • Find out your in-network benefits

    Ask about the specifics of your in-network benefits. This includes understanding what kind of mental health services are covered and at what percentage.

  • Check if you've met your deductible

    Your deductible is the amount you pay out-of-pocket before your insurance starts to cover a larger portion of your costs. Find out if you have met this amount yet.

  • Determine how much your plan will reimburse you

    If you opt to see an out-of-network provider, find out how much your insurance plan will reimburse you for these services. The reimbursement rate might be different from the rate for in-network services.

Finally, remember that the reimbursement process can take anywhere from two to six weeks, so plan accordingly. If needed, we will provide you with a superbill or invoice detailing the services received and payments made. A superbill is a detailed receipt that includes the diagnosis code, procedure code, date of service, provider's information, and your payment details. This document is crucial for insurance companies to process your reimbursement claim.

Understanding Our Private Pay Options

Explore the flexibility and freedom that comes with our private pay options. This section provides a comprehensive overview of how our private pay system functions, helping you understand how it can be an advantageous choice for your treatment.

Service Type Fee
Individual $90 - 60 Mins
Couples $120 - 60 Mins
Family $120 - 60 Mins
Employer/Employee $120 - 60 Mins
Group Contact for Pricing

Remember, it's an investment in your mental health and overall well-being. If you have any questions or need more clarification, feel free to reach out!

Share by: